IRS back tax help, led by a CPA & Former Auditor
Behind with the IRS? Find out exactly where you stand, and what to do next.
Answer four quick questions. We’ll point you to the right first step, whether that’s an initial IRS Case Assessment, a call with our tax resolution intake team, or our free training live with Tiffany.
Takes about 60 seconds. No obligation.
Tiffany Vaughn, CPA
Before founding Cents Savvy in 2016, Tiffany spent 15 years at PwC LLP, one of the top Big 4 public accounting firms. Today she uses 20+ years of experience to help families get out from under IRS back taxes the right way: honestly, strategically and with a CPA in their corner.
Licensed CPA representation
IRS records reviewed before any plan
Clear, flat-fee pricing
Based in Metro Detroit
How it works
A real process, not a sales pitch
Tell us what's going on
A few questions about your IRS situation so we can send you to the right first step.
Start with our intake team
Our IRS Case Specialist is your first point of contact. We’ll learn about your situation and make sure we’re the right fit.
Work directly with Tiffany
If it makes sense for us to work together, Tiffany personally reviews your IRS records and leads your case.
Find your next step
Question 1 of 4
What's going on with the IRS?
Are all your federal tax returns filed through 2025?
About how much do you owe the IRS?
How soon do you want to get this handled?
Start with an IRS Case Assessment
You sign a Form 8821 so we can pull your IRS records. Tiffany reviews what the IRS has on file and records a personal video walking you through where you stand and the best path to resolve it. Delivered in 3–5 business days.
Report-out only. No call or follow-up questions.
- Your IRS account transcripts, reviewed by a CPA
- Balances, years, and any open IRS actions
- A written report of your resolution options
- A personal video walkthrough from Tiffany
Book your free Tax Discovery Call
When the IRS is actively collecting, timing matters. Book a call with our IRS Case Specialist to talk through what's happening. If it makes sense for us to work together, Tiffany will personally take your case.
Book my discovery call Or save a seat at the free training firstLearn your options before you decide
Join Tiffany's free live training on how IRS back taxes get resolved, what the IRS can and can't do, and how to know when you need help.
Save my seat for the free training Facing a lien, levy or garnishment? Book a call insteadPrefer to talk?
Would you like to talk with one of our client intake specialists?
Our intake specialists are your first line of support. They’ll learn about your situation and answer your questions. If it makes sense for us to work together, Tiffany will personally work with you on your case.
Free Tax Discovery Call
Best for active liens, levies, wage garnishments, or a Revenue Officer contacting you.
— Client Results
Real People. Real Transformations.
— Investment
Transparent Pricing. Real Results.
Flat fee pricing available. Customized for your needs. Payment plans with Klarna.
Start Here
IRS File Analysis + Personal Video Walkthrough
$295
I pull your full IRS file, review it as your CPA, and record a personal video walking you through exactly where you stand and which resolution option(s) fits your situation. Delivered electronically within 3 to 5 business days.
✦ Full IRS unredacted transcript pull
✦ Personal video walkthrough of your findings from Tiffany
✦ Written review of your IRS account
✦ Tax Resolution Readiness Analysis
✦ IRS account breakdown and collection expiration dates
✦ Lien, levy and garnishment risk assessment
✦ Your recommended resolution path and next steps
Meet With Me 1-on-1
IRS Resolution Blueprint — Full Transcript Analysis + Private CPA Session
$795
For all taxpayers and small business owners with significant IRS tax debt who want clarity on what the IRS sees and a clear, CPA-directed path forward — before taking action.
✦ 1:1 Private Session With A Licensed CPA & Former Big 4 Auditor
✦ Full IRS Transcript Pull, Reporting & Review
✦ Tax Resolution Readiness Analysis
✦ Offer In Compromise Qualification Review
✦ IRS Account Breakdown & Debt Expiration Analysis
✦ Hidden Trap Detection & Risk Assessment
✦ Real Settlement Strategy & Resolution Roadmap
✦ Lien, Levy & Garnishment — How To Stop Them
✦ 30-Minute Private Tax Strategy Session
Need me to take on the IRS for you? Pick the IRS Representation path that matches your IRS situation.
Path 1
Fast Resolution
$1995
Who this is for: You owe under $100,000, all your tax returns are filed, and you can afford the monthly payment amount the IRS calculates automatically.
✦ Balance under $100,000
✦ Enforcement actions have started (ex. liens, levies, garnishments, passport restrictions, revenue officer, etc)
✦ All tax returns filed through 2025 tax year
✦ No detailed financial disclosure (Form 433-A) required
✦ IRS-calculated payment plan — no negotiation necessary
✦ Streamlined installment agreement filed on your behalf
✦ Resolution typically completed in 5-7 business days after IRS POA approval
Path 2
Negotiated Resolution
$3995
Who this is for: You owe under $100,000, the IRS’s calculated payment is more than you can afford, and you need me to negotiate a lower monthly payment amount based on your actual finances.
✦ Balance under $100,000
✦ Enforcement actions have started (ex. liens, levies, garnishments, passport restrictions, revenue officer, etc)
✦ All tax returns filed through 2025 tax year
✦ Full financial disclosure and documentation (Form 433-A)
✦ We build your case for a lower monthly payment
✦ Negotiated installment agreement based on what you can truly pay
✦ Typical timeline: 2-4 weeks after IRS POA approval
Path 3
Complex Resolution
$7,995
Who this is for: You owe over $100,000, the IRS’s calculated payment is more than you can afford, enforcement actions have already started, and you need me to either 1) negotiate a lower monthly payment amount or 2) negotiate an OIC based on your actual finances (whichever you qualify for).
✦ Balance over $100,000
✦ Enforcement actions have started (ex. liens, levies, garnishments, passport restrictions, revenue officer, etc)
✦ All tax returns filed through 2025 tax year
✦ Installment Agreement or Offer in Compromise (settle for less) whichever you qualify for
✦ Full negotiation and representation with the IRS on your behalf
✦ Timeline varies by case — typically several months after IRS POA Approval
Have a tax lien but owe under $100,000? Paths 1 and 2 still apply — Complex Resolution is only for balances over $100K.
Not sure which path fits? Start with a free 10-minute discovery call.
IRS back tax help, led by a CPA & Former Auditor
Behind with the IRS? Find out exactly where you stand, and what to do next.
Answer four quick questions. We’ll point you to the right first step, whether that’s an initial IRS Case Assessment, a call with our tax resolution intake team, or our free training live with Tiffany.
Takes about 60 seconds. No obligation.
Tiffany Vaughn, CPA
Before founding Cents Savvy in 2016, Tiffany spent 15 years at PwC LLP, one of the top Big 4 public accounting firms. Today she uses 20+ years of experience to help families get out from under IRS back taxes the right way: honestly, strategically and with a CPA in their corner.
Licensed CPA representation
IRS records reviewed before any plan
Clear, flat-fee pricing
Based in Metro Detroit
How it works
A real process, not a sales pitch
Tell us what's going on
A few questions about your IRS situation so we can send you to the right first step.
Start with our intake team
Our IRS Case Specialist is your first point of contact. He’ll learn about your situation and make sure we’re the right fit.
Work directly with Tiffany
If it makes sense for us to work together, Tiffany personally reviews your IRS records and leads your case.
Find your next step
Question 1 of 4
What's going on with the IRS?
Are all your federal tax returns filed through 2025?
About how much do you owe the IRS?
How soon do you want to get this handled?
Start with an IRS Case Assessment
You sign a Form 8821 so we can pull your IRS records. Tiffany reviews what the IRS has on file and records a personal video walking you through where you stand and the best path to resolve it.
- Your IRS account transcripts, reviewed by a CPA
- Balances, years, and any open IRS actions
- A written report of your resolution options
- A personal video walkthrough from Tiffany
Book your free Tax Discovery Call
When the IRS is actively collecting, timing matters. Book a call with our IRS Case Specialist to talk through what's happening. If it makes sense for us to work together, Tiffany will personally take your case.
Book my discovery call Or save a seat at the free training firstLearn your options before you decide
Join Tiffany's free live training on how IRS back taxes get resolved, what the IRS can and can't do, and how to know when you need help.
Save my seat for the free training Facing a lien, levy or garnishment? Book a call insteadPrefer to talk?
Would you like to talk with one of our client intake specialists?
Our intake specialists are your first line of support. They’ll learn about your situation and answer your questions. If it makes sense for us to work together, Tiffany will personally work with you on your case.
Free Tax Discovery Call
Best for active liens, levies, wage garnishments, or a Revenue Officer contacting you.
— Client Results
Real People. Real Transformations.
— Investment
Transparent Pricing. Real Results.
Flat fee pricing available. Customized for your needs. Payment plans with Klarna.
Start Here
IRS File Analysis + Personal Video Walkthrough
$295
I pull your full IRS file, review it as your CPA, and record a personal video walking you through exactly where you stand and which resolution option(s) fits your situation. Delivered electronically within 3 to 5 business days.
✦ Full IRS unredacted transcript pull
✦ Personal video walkthrough of your findings from Tiffany
✦ Written review of your IRS account
✦ Tax Resolution Readiness Analysis
✦ IRS account breakdown and collection expiration dates
✦ Lien, levy and garnishment risk assessment
✦ Your recommended resolution path and next steps
Meet With Me 1-on-1
IRS Resolution Blueprint — Full Transcript Analysis + Private CPA Session
$795
For all taxpayers and small business owners with significant IRS tax debt who want clarity on what the IRS sees and a clear, CPA-directed path forward — before taking action.
✦ 1:1 Private Session With A Licensed CPA & Former Big 4 Auditor
✦ Full IRS Transcript Pull, Reporting & Review
✦ Tax Resolution Readiness Analysis
✦ Offer In Compromise Qualification Review
✦ IRS Account Breakdown & Debt Expiration Analysis
✦ Hidden Trap Detection & Risk Assessment
✦ Real Settlement Strategy & Resolution Roadmap
✦ Lien, Levy & Garnishment — How To Stop Them
✦ 30-Minute Private Tax Strategy Session
Need me to take on the IRS for you? Pick the IRS Representation path that matches your IRS situation.
Path 1
Fast Resolution
$1995
Who this is for: You owe under $100,000, all your tax returns are filed, and you can afford the monthly payment amount the IRS calculates automatically.
✦ Balance under $100,000
✦ Enforcement actions have started (ex. liens, levies, garnishments, passport restrictions, revenue officer, etc)
✦ All tax returns filed through 2025 tax year
✦ No detailed financial disclosure (Form 433-A) required
✦ IRS-calculated payment plan — no negotiation necessary
✦ Streamlined installment agreement filed on your behalf
✦ Resolution typically completed in 5-7 business days after IRS POA approval
Path 2
Negotiated Resolution
$3995
Who this is for: You owe under $100,000, the IRS’s calculated payment is more than you can afford, and you need me to negotiate a lower monthly payment amount based on your actual finances.
✦ Balance under $100,000
✦ Enforcement actions have started (ex. liens, levies, garnishments, passport restrictions, revenue officer, etc)
✦ All tax returns filed through 2025 tax year
✦ Full financial disclosure and documentation (Form 433-A)
✦ We build your case for a lower monthly payment
✦ Negotiated installment agreement based on what you can truly pay
✦ Typical timeline: 2-4 weeks after IRS POA approval
Path 3
Complex Resolution
$7,995
Who this is for: You owe over $100,000, the IRS’s calculated payment is more than you can afford, enforcement actions have already started, and you need me to either 1) negotiate a lower monthly payment amount or 2) negotiate an OIC based on your actual finances (whichever you qualify for).
✦ Balance over $100,000
✦ Enforcement actions have started (ex. liens, levies, garnishments, passport restrictions, revenue officer, etc)
✦ All tax returns filed through 2025 tax year
✦ Installment Agreement or Offer in Compromise (settle for less) whichever you qualify for
✦ Full negotiation and representation with the IRS on your behalf
✦ Timeline varies by case — typically several months after IRS POA Approval
Have a tax lien but owe under $100,000? Paths 1 and 2 still apply — Complex Resolution is only for balances over $100K.
Not sure which path fits? Start with a free 10-minute discovery call.