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CREDIT REPAIR COUNSELING
Credit repair is the act of restoring or correcting a poor or lower than normal credit score. Credit repair can also involve paying a reputable company to contact the credit bureaus and point out anything on your report that is incorrect or untrue, then asking for it to be removed formally.
Credit counseling is designed to rebuild your credit. There may be temporary changes in your credit report as items are deleted and updated. You must stay the course and know that ultimately the goal of credit counseling is to permanently remove inaccurate information from your credit reports.
Perhaps one of the most obvious signs that it’s time to consider credit repair is if you’ve been consistently rejected for loans or credit cards. Lenders and creditors will use your credit score to determine your creditworthiness as part of your application and a low score can result in higher interest rates or immediate denials of credit.
Credit repair companies offer to “fix your credit” by removing negative items from your credit report. They file credit disputes related to negative items on your behalf with each of the three major credit bureaus to get the information updated and removed.
Credit counseling is a program for people who have trouble managing their debt. Credit repair is related to making changes to improve your credit rating. Each of these services is available in different states. Cents Savvy focuses on both credit repair and credit counseling services.
We will assess your credit situation by reviewing all credit reports from the 3 major credit bureaus who report your credit history including Equifax, Transunion, and Experian. We identify all negative items that are errors, inconsistencies, and non-compliant items. We then draft and process letters sent to the credit bureaus to perform an investigation on the accuracy of these items, in efforts to get them deleted from your credit reports. We use the appropriate credit laws under the Fair Credit Reporting Act to dispute your negative credit items.
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TAX RESOLUTION AND PREPARATION
Understanding the main deadlines for filing personal and business tax returns is crucial. This includes not just the well-known April 15 deadline but also other important dates for estimated taxes, extensions, and specific forms.
Learn about the most common deductions and credits you might qualify for, such as those related to education, healthcare, and charitable donations. Understanding these can significantly reduce your tax liability obligation.
Knowing what financial records, receipts, and documents are necessary to keep—and for how long—is essential for effective tax preparation and potential audits.
If you own property in a state other than your primary residence, understanding the tax obligations in both states is vital. This includes potential income from rentals and implications for state tax filings.
Tax laws can change frequently. Understanding how new tax laws or modifications to existing ones might impact your personal and business taxes is important for planning and compliance.
Decide whether you should file taxes yourself, perhaps using software like Drake Tax, or if you would benefit from the services of a tax professional, especially if you have complex financial situations or are concerned about potential errors.
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SAVVYTAXPRO ACADEMY
SavvyTaxPro is hosted on the TaxSlayerPro platform. The software is web based so you have the ability to access your tax office online anywhere. Your annual software subscription also comes with the desktop version where all separate business returns can be prepared and filed. This includes returns including 1065, 1120, 1120-S, and 990.
The Academy includes an one time enrollment fee. This cost is an investment in your business and for those who are SERIOUS about growing a successful tax business, the Academy gives you EVERYTHING you need to be successful in one place at a VERY AFFORDABLE cost! What other business model can you invest less than $1,000-$2000 in annually and have all the resources you need to be successful and have the potential to make RECURRING INCOME of $100k+ EVERY YEAR?? Not many! The investment amount to the potential return on investment is insane. You would truly be hurting your business not to enroll now before the pricing increases!
YES! We add new trainings to the Academy throughout the year! You will have access to the new trainings as soon as they are added! This includes trainings on tax preparation, marketing, business operations, automation, bookkeeping, tax planning, tax resolution, & MORE!
NO! I am always full disclosure. You pay the enrollment fee and the monthly membership. That is it! If your clients use a banking product in your tax software, there is a fee to them of $116.95. This fee is charged to your clients and is NOT a fee to you!
My Academy is for MOTIVATED TAX BUSINESS OWNERS looking to INCREASE THEIR REVENUE EXPONENTIALLY through having access to all the right resources and ongoing support! Tax business owners who have clients who want access to banking products will thrive in the Academy because you have access to 2 different banking companies, loan advances for you and your clients, and a way for you to grow your business revenue by providing services your clients want & need! If this describes you and your business goals…YES THE ACADEMY IS RIGHT FOR YOU!
SavvyTaxPro Academy is your Tax Business In A Box approach to growing a successful tax business! You get:
1) SavvyTaxPro Tax Preparation Software with Access Through 10/31/2025!
2) EZ Tax/Ultimate Business Suite Software which is an UNLIMITED platform to manage your tax business back office operations on a FREE 30 day trial!
3) BONUS: 12 Month Access To:
*Tax Business Operations Trainings!
*Tax Preparation Course Trainings!
*Tax Business Automation Trainings!
*Tax Marketing Automation Trainings!
*Tax Business Live Coaching Sessions!
*Tax Community Resources & Networking!